Self-Directed IRA Investing

Your Retirement Account.
Working Harder for You.

The SOA Income Fund is structured to pay an 8% net annual return with monthly distributions. Eligible investors may invest through a Self-Directed IRA or another eligible self-directed account, subject to custodian approval and account rules. Returns and principal are subject to investment risk.

Traditional IRA Roth IRA SEP IRA Solo 401(k) HSA
The Basics

What Is a Self-Directed IRA?

A Self-Directed IRA (SDIRA) can support investments beyond stocks, bonds, and mutual funds, including certain private real estate funds. Permitted investments and tax treatment depend on your account, custodian, and applicable rules. Confirm suitability and eligibility with qualified advisors before investing.

Same Tax Advantages

Tax treatment depends on the account type, investment, transactions, and applicable rules. Confirm potential tax advantages, taxes, and reporting obligations with a qualified tax advisor before investing.

Broader Investment Universe

With an SDIRA, your retirement dollars can be put to work in private funds, real estate, and other alternative assets that are not available through a typical brokerage IRA.

Requires a Custodian

Work with a custodian that accepts the investment and supports your account type. Custodian administration does not remove your responsibility to understand investment risks and applicable tax rules. Consult qualified advisors.

Your Income Stays in the Account

Any fund distributions are directed to your investing account. Holding distributions as cash does not automatically compound the fund's return. Tax treatment and any reinvestment depend on account rules and your circumstances.

The Case for This Combination

Why Self-Storage Income Belongs in Your IRA

A private real estate debt investment may add a different type of exposure to a retirement portfolio. It remains exposed to credit, liquidity, and real estate risks. Diversification does not eliminate the risk of loss.

8%
The fund is structured to pay an 8% net annual return. Actual results are subject to investment risk.
Monthly
Monthly distribution schedule, subject to the offering terms and the fund's ability to pay
$0
Investor management, performance, subscription, and redemption fees. Requested special-service costs and separate custodian fees may apply.
The Process

How It Works

Setting up an SDIRA and investing in the SOA Income Fund is a straightforward process. Here is what it looks like from start to finish.

1

Talk to Chris First

Schedule a quick intro call with our VP of Investor Relations to confirm you're a good fit for the fund and get your questions answered before moving forward.

2

Select a Custodian & Open Your SDIRA

You'll work with a qualified SDIRA custodian to open your account. We can connect you with a custodian that specializes in alternative investments — the process typically takes a few days to a few weeks.

We'll have a recommended custodian partner listed here shortly
3

Fund Your SDIRA

Before moving funds, confirm with your custodian and tax advisor whether a transfer or rollover is permitted and appropriate for your accounts. Follow the applicable procedures, timing rules, and tax requirements.

4

Direct Your Investment to the SOA Income Fund

Instruct your custodian to invest the minimum $100,000 (or more) into the SOA Income Fund. The custodian handles the subscription documents and wire on your behalf.

5

Review the Distribution Schedule

The fund is structured to pay an 8% net annual return with monthly distributions. Any distributions are directed to your investing account. The commencement date and actual payments are subject to the offering terms and the fund's ability to meet its obligations.

Eligible Accounts

Discuss Your Account's Eligibility

The account types below are examples to discuss with your custodian and tax advisor, not a statement that every account can invest directly or be rolled over. Eligibility depends on the account, plan rules, custodian, and fund subscription requirements.

Not sure if your account qualifies? Ask Chris on your intro call — it's a common question.

Common Questions

SDIRA FAQ

The initial lock-up is three years and automatically renews for successive three-year periods unless the General Partner receives written withdrawal notice at least six months before the current period expires. After the first 12 months, an early-redemption request may be submitted with at least three months' advance written notice, but approval is solely at the General Partner's discretion. Coordinate account liquidity needs with your custodian and review the Partnership Agreement. Repayment is subject to investment risk, including possible loss of principal.
Not automatically. Most IRAs held at traditional brokerages (Fidelity, Schwab, Vanguard, etc.) are limited to stocks, bonds, and mutual funds. To invest in the SOA Income Fund, you'll need to establish a Self-Directed IRA with a custodian that allows alternative investments, then transfer or roll over your existing funds into that account.
Tax consequences depend on the source and destination accounts, transaction type, and applicable rules. Do not assume a transfer or rollover is tax-free. Have your custodian and a qualified tax advisor confirm eligibility, procedures, and potential taxes or penalties before initiating the transaction.
Any fund distributions go back into the investing SDIRA account rather than to you personally. Tax treatment depends on the account, investment, and applicable rules. Consult your tax advisor about any taxes, reporting obligations, and requirements for withdrawals. Reinvestment and compounding are not automatic.
Yes — the minimum investment is $100,000, the same as any other investment method. The source of funds (cash, IRA, 401k rollover) does not change the fund's minimum.
No investor management, performance, subscription, or redemption fees are charged by the fund. Requested special-service costs may apply under the Partnership Agreement. Your SDIRA custodian may charge separate account and transaction fees. Review the offering documents and your custodian's current fee schedule.
Timing varies by custodian, account eligibility, transfer process, and completion of subscription requirements. Ask your custodian for an estimate. Review the offering documents for when distributions may begin; account funding does not establish a promised first-payment date.

Ready to Put Your IRA to Work?

Schedule a quick intro call with Chris Bada, our VP of Investor Relations, to discuss whether the SOA Income Fund is the right fit for your retirement account.

Schedule an Intro Call Contact Chris Directly

This page is for informational purposes only and does not constitute tax, legal, or investment advice. Self-Directed IRA investing involves unique risks and responsibilities. Consult a qualified tax advisor or financial professional before making any investment or rollover decision. The SOA Income Fund is offered only to accredited investors by means of a confidential offering memorandum.